diff --git a/tools/observer-stop-hook.mjs b/tools/observer-stop-hook.mjs
index 0ac9a91a..176411f0 100644
--- a/tools/observer-stop-hook.mjs
+++ b/tools/observer-stop-hook.mjs
@@ -201,6 +201,27 @@ export function buildEpisode({ state = null, transcriptText = null, ctx = {} } =
   return base;
 }
 
+/**
+ * Resolve the user prompt for downstream consumers (self-assessment API,
+ * embedding). Bug fix 2026-05-26: Claude Code's Stop-event stdin contract is
+ * { session_id, transcript_path, stop_hook_active, hook_event_name } — it
+ * never includes `prompt`. The real text lives in the transcript file. Prior
+ * code blindly read `ctx.prompt`, so self-assessment always received "(пусто)"
+ * and embedding was silently skipped. This helper prefers `ctx.prompt` (test
+ * convenience) and falls back to extracting the last user message from the
+ * transcript. Returns null when neither source has content.
+ */
+export function derivePrompt(ctx, transcriptText) {
+  if (ctx && typeof ctx.prompt === 'string' && ctx.prompt.length > 0) {
+    return ctx.prompt;
+  }
+  if (typeof transcriptText === 'string' && transcriptText.length > 0) {
+    const text = extractLastUserPromptText(transcriptText);
+    return text || null;
+  }
+  return null;
+}
+
 /**
  * Build a self_assessment block (spec §4.5, Phase 3 Task 17). Pure.
  *
@@ -372,6 +393,11 @@ if (process.argv[1] && process.argv[1].replace(/\\/g, '/').endsWith('/observer-s
     try {
       const ep = buildEpisodeFromContext(ctx, transcriptText);
 
+      // Bug fix 2026-05-26: resolve the real user prompt before calling
+      // downstream consumers. ctx.prompt is never set by Stop-event stdin —
+      // the prompt lives in the transcript. derivePrompt unifies the fallback.
+      const userPrompt = derivePrompt(ctx, transcriptText);
+
       // Step 3.5: self-assessment API call (fail-quiet).
       // Only runs when the runtime flag is 'on' and ROUTER_LLM_KEY is set.
       const saMode = readRuntimeFlag('self-assessment-mode');
@@ -379,7 +405,7 @@ if (process.argv[1] && process.argv[1].replace(/\\/g, '/').endsWith('/observer-s
       if (saMode === 'on' && saApiKey) {
         const rat = ep.primary_rationale ?? {};
         const apiResult = await callSelfAssessmentApi({
-          prompt: ctx.prompt || null,
+          prompt: userPrompt,
           recommendedNode: rat.recommended_node || null,
           actualNode: rat.node_chosen || null,
           chainExecuted: rat.chain_executed || [],
@@ -391,7 +417,7 @@ if (process.argv[1] && process.argv[1].replace(/\\/g, '/').endsWith('/observer-s
       // Step 3.6: embedding async wiring (fail-quiet, 2s timeout).
       // Trivial task types skipped via shouldEmbed. Mirrors Step 3.5 pattern.
       const embMode = readRuntimeFlag('embedding-mode');
-      await computeEmbeddingForEpisode(ep, ctx, { embedMode: embMode });
+      await computeEmbeddingForEpisode(ep, { ...ctx, prompt: userPrompt }, { embedMode: embMode });
 
       // Always write the episode first — exit-0-safe (spec §5.1 step 1).
       appendEpisode(ep);
diff --git a/tools/observer-stop-hook.test.mjs b/tools/observer-stop-hook.test.mjs
index bbd51772..9e81a966 100644
--- a/tools/observer-stop-hook.test.mjs
+++ b/tools/observer-stop-hook.test.mjs
@@ -2,7 +2,7 @@ import { describe, it, expect, beforeEach, afterEach } from 'vitest';
 import { writeFileSync, readFileSync, existsSync, mkdtempSync, rmSync, mkdirSync, readdirSync } from 'fs';
 import { join } from 'path';
 import { tmpdir } from 'os';
-import { appendEpisode, buildEpisodeFromContext, buildObserverError, routingGateDecision, buildExecutionTrace, buildEpisode, buildSelfAssessment, computeEmbeddingForEpisode } from './observer-stop-hook.mjs';
+import { appendEpisode, buildEpisodeFromContext, buildObserverError, routingGateDecision, buildExecutionTrace, buildEpisode, buildSelfAssessment, computeEmbeddingForEpisode, derivePrompt } from './observer-stop-hook.mjs';
 
 let workdir;
 
@@ -366,3 +366,49 @@ describe('Step 3.6 embedding async wiring', () => {
     expect(ep.environment.embedding_unavailable).toBe(true);
   });
 });
+
+// -----------------------------------------------------------------------------
+// derivePrompt — Bug fix 2026-05-26: ctx.prompt is never set by Claude Code Stop
+// stdin (only session_id / transcript_path / stop_hook_active are sent). The
+// real user prompt lives in the transcript file. Self-assessment and embedding
+// both consumed ctx.prompt blindly → empty string passed to Sonnet ("(пусто)")
+// and embedding was silently skipped. derivePrompt unifies the fallback: prefer
+// ctx.prompt when present (e.g. tests), otherwise extract last user message
+// from transcriptText.
+// -----------------------------------------------------------------------------
+
+describe('derivePrompt — Stop-event prompt resolution', () => {
+  const minimalTranscript = (text) =>
+    JSON.stringify({
+      type: 'user',
+      sessionId: 's1',
+      timestamp: '2026-05-26T03:00:00Z',
+      message: { role: 'user', content: text },
+    }) + '\n';
+
+  it('returns ctx.prompt when explicitly provided (test path)', () => {
+    expect(derivePrompt({ prompt: 'explicit' }, null)).toBe('explicit');
+  });
+
+  it('extracts last user prompt from transcript when ctx.prompt missing (real Stop-event path)', () => {
+    const transcript = minimalTranscript('реальный длинный запрос от заказчика');
+    expect(derivePrompt({}, transcript)).toBe('реальный длинный запрос от заказчика');
+  });
+
+  it('returns null when both ctx.prompt and transcriptText absent', () => {
+    expect(derivePrompt({}, null)).toBeNull();
+    expect(derivePrompt({}, '')).toBeNull();
+  });
+
+  it('prefers ctx.prompt over transcript when both present', () => {
+    const transcript = minimalTranscript('from transcript');
+    expect(derivePrompt({ prompt: 'from ctx' }, transcript)).toBe('from ctx');
+  });
+
+  it('handles ctx=null/undefined gracefully', () => {
+    const transcript = minimalTranscript('из транскрипта');
+    expect(derivePrompt(null, transcript)).toBe('из транскрипта');
+    expect(derivePrompt(undefined, transcript)).toBe('из транскрипта');
+    expect(derivePrompt(null, null)).toBeNull();
+  });
+});